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Financing Options for First-Time Multifamily Property Investors
09
Sep
By Kyle Muth
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Real Estate Investments, ,

Financing Options for First-Time Multifamily Property Investors

There's no question that investing in multifamily real estate can create a steady cash flow. In fact, the potential to earn more income and to increase your net worth can be greater with multifamily properties than with single-family homes—as long as you complete your due diligence. Teaming with the right lender can help get you through the process. But before you start, it's helpful to understand the financing options available to multifamily property investors. That way, when the time comes, you can pick the best loan for your needs. Fannie Mae and Freddie Mac Loans Fannie Mae and Freddie Mac…
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Why You Should Buy an Apartment Complex
25
Aug
By Kyle Muth
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Real Estate Investments,

Why You Should Buy an Apartment Complex

Decide if Buying an Apartment Complex Is Right for You Before you start an apartment investing business, you want to make sure it’s the right investment strategy for you. Compared to purchasing single-family homes and small multifamily properties, an apartment building requires more research, more time, and oftentimes more capital and additional expenses. It’s important to weigh the pros and cons before buying apartment complexes. Pros of Buying Apartment Complexes There are many benefits to apartment investing. These include recurring income, spreading income across many units, lower per-unit maintenance costs, and the potential for extra income beyond collected rents. Lenders…
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What Is a Good Debt-to-Equity Ratio?
18
Aug
By Kyle Muth
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Blog, Finance,

What Is a Good Debt-to-Equity Ratio?

A debt-to-equity ratio is one of the metrics you can use to evaluate a company’s health—specifically, whether or not the company is standing on stable financial ground. What is a good debt-to-equity ratio? And how can you use the debt-to-equity ratio to guide your investment choices? What is A Debt-to-Equity Ratio? The debt-to-equity ratio (also known as the “D/E ratio”) is the measurement between a company’s total debt and total equity. In other words, the debt-to-equity ratio tells you how much debt a company uses to finance its operations. For instance, if a company has a debt-to-equity ratio of 1.5,…
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What are Mixed Use Properties?
11
Aug
By Kyle Muth
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Commercial Real Estate

What are Mixed Use Properties?

Mixed-use commercial property is either a building or a land development that includes both residential and commercial space. For example, a structure that has office space on the ground floor and apartment units on the top floor would be considered mixed-use residential or mixed-use office space. As is familiar with most mixed-use properties, the residential portion takes up more square footage than the commercial share. For tenants, mixed-use space is commonly referred to as a live-work space. Mixed-use commercial real estate has also become a central piece of urban development planning. Developers may combine residential, commercial, cultural, institutional, and even…
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Why A 30-Year Loan Is Better Than A 15-Year Loan On Rental Properties
28
Jul
By Kyle Muth
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Loan Programs, Mortgage, ,

Why A 30-Year Loan Is Better Than A 15-Year Loan On Rental Properties

15-year loans may appear to save money over 30-year loans because they have a lower interest rate, but you may want to have the flexibility of a 30-year loan.  Buying rental properties is a great investment, especially when you are able to use a mortgage to buy the properties and still get great cash flow. Many investors will get a 15-year mortgage because the rates are a little lower and they can pay off the properties quicker.  However, a 30-year loan when buying rental properties can offer more cash flow. Plus, the flexibility of having greater cashflow to buy more…
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What Is a CMBS Loan? Your Guide to Commercial Mortgage-Backed Securities
16
Jul
By Kyle Muth
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Commercial Real Estate, Loan Programs, Real Estate Investments, ,

What Is a CMBS Loan? Your Guide to Commercial Mortgage-Backed Securities

Those in the business of buying and selling commercial real estate have likely heard about CMBS loans. This is a guide to how CMBS loans work, the ways in which they are different from traditional commercial loans, and the advantages and disadvantages of choosing this type of financing. CMBS loans are also known as commercial mortgage-backed securities or conduit loans. These loans are used to purchase commercial real estate buildings like multifamily living communities, office buildings, or warehouses. They typically offer flexible underwriting standards and use the property as collateral. That said, a CMBS loan is different from a traditional…
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HUD Loans for Commercial Real Estate Properties?
09
Jul
By Kyle Muth
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Commercial Real Estate,

HUD Loans for Commercial Real Estate Properties?

As investors, some may not know what a HUD loan is, but it is important to understand its impact on a select commercial real estate (CRE) investment. Having a HUD-insured loan can mitigate risk, provide attractive loan terms and overall help ensure the longevity of the project. In this article, we’ll dig into what a HUD loan is and its importance to a CRE investment. Understand this HUD doesn’t just insure loans for affordable housing developments; they also insure for market-rate multifamily development projects. These construction loans are officially referred to as 221(d)(4) loans and they provide some of the…
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