The Benefits of Multi-Family Properties

The Benefits of Multi-Family Properties

Whether you’re in the market for a new home for your family or looking to invest in real estate, buying a multi-family property could be the answer to your housing and financial needs. We’ll discuss some of the benefits of multi-family and how you can get started building a winning portfolio.   What Is A Multi-Family Property? A multi-family home is a building that houses separate units where more than one family can reside. A multi-family home will have a designated kitchen and bathroom for each unit. Each unit will likely have a separate entrance, separate utility shut-off valves and utility…
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How Can I Invest in Real Estate with Little Money?

How Can I Invest in Real Estate with Little Money?

Although most people think of real estate as an investment only for affluent individuals or those with a lot of capital to invest, the reality is that you can invest in real estate with very little money. For example, many large real estate companies are publicly traded, and you can simply purchase stock in such companies — real estate brokerages, real estate development companies, construction companies, etc. You can also buy into a real estate investment trust (REIT), which we will discuss in more detail below. Additionally, one of the newer forms of real estate investing, which allows individuals to…
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Real Estate 101: Real Estate Investing Companies and Investment Trusts

Real Estate 101: Real Estate Investing Companies and Investment Trusts

In the last real estate investing article for beginners, we covered real estate investing for the individual. However, a significant portion of all real estate is owned and controlled by real estate  investment companies. These are generally companies organized as traditional businesses — such as corporations, LLCs, LLPs, etc. Here we’ll explore the world of real estate investing companies and how they work. What Are Real Estate Investing Companies?  Real estate investment companies are essentially groups of investors who raise capital from other investors and deploy this capital to purchase real estate, either for long-term cash flow and appreciation or for…
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Real Estate Investing for Beginners

Real Estate Investing for Beginners

Real estate accounts for 60% of the world’s mainstream assets — and a significant portion of all national, corporate and personal wealth. With that in mind, real estate investing clearly deserves consideration from any individual or business looking for asset classes in which to invest a portion of their capital.  However, before you can make informed decisions about whether or not to invest in real estate, and which of the many types of real estate might make the most sense for you, you first need to understand real estate investing basics. Here we will provide you with a broad introduction…
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SBA 504 Loans For Commercial Real Estate

SBA 504 Loans For Commercial Real Estate

Businesses looking for commercial real estate financing may want to consider the Small Business Administration’s 504 loan program, which provides low-interest, long-term, fully amortizing commercial real estate loans for eligible borrowers. While SBA 504 loans are not available for apartment buildings, they are available for commercial, owner-occupied properties such as daycares, hotels, office buildings, retail buildings, and more. To qualify, a property must be more than 51% owner-occupied. While they are mainly used for commercial real estate, they can also be used to finance heavy equipment. In addition to SBA 504 loans, the SBA also offers SBA 7(a) loans which…
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Advantages of Multi-Family Properties (Part 2)

Advantages of Multi-Family Properties (Part 2)

1. Scale faster Say you want to grow your real estate portfolio by 10 units. With single-family rental properties, you’d have to find 10 separate houses. That’s 10 different sellers, 10 different inspections, and potentially 10 different mortgages. Purchase a 10-unit apartment building, however, and just like that — you’re now the proud owner of 10 rental units. Lenders might want to take a closer look under your financial hood when you’re trying to close on an MFR, but it’s potentially a lot less hassle compared to investing in an equal number of SFR units.  2. Beneficial Economies of Scale…
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Single Family VS. Multi-Family Rentals — What You Need to Know! (Part 1)

Single Family VS. Multi-Family Rentals — What You Need to Know! (Part 1)

Should you invest in single-family rental properties or multifamily rental properties? When it comes to residential real estate, this is the debate among new and seasoned investors alike. While you can sift through juxtaposing opinions in online forums until you’re blue in the face, at the end of the day, it boils down to your personal criteria and investing goals. In this article we will analyze single-family rental (SFR) versus multifamily rental (MFR) properties, so you can choose the best route for you. Advantages of Single-Family Rentals: 1. Less Expensive to Get Started One of the biggest advantages of SFR…
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